Your Vision, Our Process
We will communicate with clarity and transparency. We will ensure that you have a clear understanding of our process and the components of your plan.
We provide unbiased strategies. Through Stifel’s advisory platforms, we have access to the full spectrum of investment and financial strategies to best serve you and your family.
Your wealth management strategy will be uniquely tailored to your objectives, and we believe it will be delivered with exemplary service and communication.
We help you consider your finances comprehensively. We’ll employ the appropriate wealth management planning strategies to ensure that your investment, tax planning, risk mitigation, and issues surrounding estate planning goals are working in concert.
A key element to building a successful wealth management plan is based upon a complete understanding of the objectives, values, and passions that motivate you and your family. Our work begins by identifying and establishing your goals and aspirations, your family circumstances, your time horizon, and expectations you have of our relationship. We will also quantify your resources, income requirements, your feeling about risk and return, and other unique circumstances.
Based on our understanding of your objectives, we will thoroughly assess your current situation. Your existing strategies are reviewed for quality and efficacy. Because wealth management is multi-dimensional, we consider how your investment strategy correlates with your tax status, your retirement plan, your estate objectives, and any risk management constraints that influence your financial well-being.
The cornerstone of an investment plan is formalized portfolio guidelines. We will work with you to establish portfolio guidelines that unify your objectives, risk tolerance, return expectations, and other elements of our investment strategy. These become an essential part of our path forward, and will be used to help you pursue your goals.
It is in this stage that we believe the best elements of our team come together for you. Our investment process is based on in-depth research and analysis of the financial markets. Investment strategies are vetted to ensure quality and suitability. Investment strategy – often subject to rigorous discussion – is based on our team’s consensus on the essential disciplines of asset allocation, investment selection, and rebalancing, if necessary. Your asset mix incorporates your risk tolerance, tax status, objectives, and other variables.
Asset allocation does not ensure a profit or protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.
Asset allocation does not ensure a profit or protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.
The investment process is not static; it is dynamic. Periodic update discussions, educational outreach, and communication allow us to keep a close eye on your progress. As your personal circumstances and market conditions are always changing, we continually seek ways to improve your plan. We welcome the opportunity to coordinate with your legal and tax advisors.